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For over 50 years, Cox and Smith has known that accurate, critical and timely risk evaluation is essential to the underwriting process. With this knowledge, Cox and Smith continues to develop the solutions, the technology, and the staff necessary to protect your book of business.

We get it done right.


That's it.


Our mission is to direct our expertise in the field of safety toward identifying risk factors and developing practical solutions for the clients we serve.

Founded as a professional safety inspection and consulting service in 1969, Cox & Smith Risk Management takes pride in its exemplary record of developing and implementing high quality customized safety and loss prevention programs for a variety of industries. While we provide Safety Engineering services, customized safety program design, loss prevention program management, and insurance value appraisals, our primary operation remains underwriting surveys for all commercial lines of coverage.

Target Markets
Insurance Loss Control Association

Commercial Lines |  Personal Lines
On-Site | Telephone | Virtual Inspections | and now.. Self-Inspections!

Loss Control Services

With the collective experience of our management team and our diverse field staff, there is very little that we here at Cox and Smith have not come across during our 50+ years in business. Combined with our forward view of information technology and how it relates to Loss Control, we are confident in the product we provide. We're experienced in handling Personal Line inspections as well as all forms of Commercial Line coverage in nearly every operational settings. In addition, our professionals can provide in-depth recommendation management and tracking.​ 


  • Property & Casualty

  • General Liability

  • Workers Compensation

  • Commercial Auto

  • Inland Marine

  • DIC, EQ, and Flood

  • Liquor Liability

  • Garage Keepers Legal Liability

  • Builders Risk

  • Products Liability

  • Cybersecurity

  • Specialty Program Lines

  • Highly Protected Risks

  • And many more...


  • Trucking/Delivery Industry

  • Hotels and Restaurants

  • Hospitals and Health Care Facilities

  • Agricultural Operations

  • Schools and Child Care Facilities

  • Contractors/Job Sites

  • Public Transportation Systems

  • Repair/Service Operations

  • Apartments/HOAs

  • Religious Institutions

  • Resorts and Golf Clubs

  • Public Entity

  • Cannabis

  • Oil and Gas

  • Aviation

  • Commercial/Retail Operation

  • Manufacturing/Industrial Operations

  • Franchised/Non-Franchised Motor Vehicle Dealerships and related risks

  • And many more...


  • Exterior

  • Package

  • High-Value Dwelling




Loss Control QC

Cox and Smith offers a strong team of highly trained Loss Control/Loss Prevention Specialists with years of experience in both loss prevention and the application of sound safety engineering practices. Each of our Loss Control Specialists undergoes continued professional development to keep pace with our advancing industry.

Every underwriting survey completed by our field staff is closely reviewed for both form and content before submission to ensure our continued excellence in both reporting and analysis. We welcome and encourage your feedback as a measure of our mutual success.

Every member of our field staff, regardless of experience and past loss control training, is evaluated on their technical ability as well as their general knowledge of coverage, exposures, hazard analysis, and hazard control. Working knowledge of the following areas is required before deployment in the field:

  • National Fire Protection Association (NFPA), particularly standards 10, 13, 25, 30, 33, 70, and 96

  • Consumer Product Safety Commission (CPSC)

  • Occupational Safety and Health Administration (OSHA)

  • Environmental Protection Agency (EPA)

  • Department of Transportation (DOT) — Safety Institute

  • Department of Motor Vehicles (DMV) — Programs and Requirements

Loss Control Risk Management Safety Inspector

Your future begins with Cox and Smith . . .

Cox and Smith is always looking for qualified Loss Control/Loss Prevention Specialists.

Independent field representatives are needed Nationwide.

If you are interested in joining our dynamic team, please                         to contact us by filling out our online independent contractor application form.

In addition, please send an email along with your resume to .

We are here to assist. Contact us by phone, email or via our social media channels.

Cox and Smith Risk Management


1005 Lafayette St., Lafayette, LA 70501

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